One Payment. Every Card. Total Control.
CardFlow helps you simplify your credit card paydowns by syncing your balances, letting you send one monthly payment, and giving you full visibility over your progress.
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How it works
Link your cards securely
Use your bank account to send one lump sum. We split it and send to each card using Astra.
Send one monthly payment
Use your bank account to send one lump sum. We split it and send to each card using Astra.
Track your progress
Get visual insights on balances, interest saved, and how fast you’re paying things off.
Card FLow Features
One Payment to All Cards
Simplify your finances with one monthly payment that gets distributed across all your credit cards.
Real-Time Syncing
See all your balances, due dates, and APRs in one place — updated automatically.
Custom Paydown Plans
Use Avalanche or Snowball strategies, or let CardFlow auto-optimize based on your goals.
No Hidden Fees or Gimmicks
Transparent pricing. You’re always in control.
Built for People Who Want Peace of Mind
All Your Cards. One Smart Hub.
Tired of juggling multiple credit cards, due dates, and payment strategies? CardFlow makes managing debt easier, smarter, and stress-free.
Secure Card Syncing
Link your credit cards safely using bank-level encryption and view everything in one secure dashboard.
Smart Paydown Strategies
Choose from Snowball, Avalanche, or let our smart system build a hybrid strategy tailored to your situation. No guesswork. Just progress.
One Monthly Payment
No more managing multiple payments. Make one monthly payment from your bank account, and we’ll take care of splitting it across your credit cards.
Progress You Can See
Get real-time insights into your debt payoff journey.
See how much you’ve paid, how much interest you’ve saved, and when you’ll be debt-free.
Reminders + Alerts
Never miss a due date again.
Set up notifications to stay on top of your payments and financial progress with ease.
No Guesswork. Just Results.
Track your momentum. Celebrate milestones.
Stay consistent with a clear plan and a beautifully simple interface that keeps you motivated.
Get Early Access Join the Waitlist
Be one of the first to simplify your credit card payments. Early members get bonus features, exclusive updates, and VIP support.
Need Help? Contact
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